Credit Cards

Cayuga Lake National Bank is proud to present our brand new credit cards! 

Customer service is through our CLNB staff, so you'll have access to live people, payments can be made directly at local branches, there's no annual fee and lots of perks! Interest rates are based on your credit. Choose the card below that suits your credit needs.

Personal Credit Cards 


CLNB Rewards Card
Make your spending work for you! 
  • You can earn 1.5 points for every dollar spent that can be redeemed for many different items.  Here are just some of the different providers and items that you can redeem the points you earn with the Rewards Card: American Airlines, Delta, Enterprise, Alamo, KitchenAid, concert or sporting events, exercise equipment, and pet supplies.  Once you have your card, here is where you can go to redeem your points!  You must have 1,500 points to redeem. 
  • Low introductory rate of 2.99% APR for all balance transfers for 12 months from card open date.
  • No annual membership fee


CLNB Standard Card
Take advantage of our lowest offered APR card!
  • Interest rate is 2% lower than Rewards Card rate.
  • Low introductory rate of  2.99% APR for balance transfers for 6 months from the card open date. 
  • No annual membership fee


To View an existing card account, make payments, etc.  CLICK HERE!  

We are currently experiencing technical difficulties with the online portal. If you need to access your consumer credit card, please log in to your Internet Banking (IB) account. If you don't have IB or would like to speak to someone, please call 800-222-8909 or 315-889-7358.